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Play Baccarat Online in Canada

Recently updated on January 10th, 2024

Online Baccarat Casinos in CanadaBaccarat is a natural alternative for players that are looking for table games when gambling. The classic card game is rich with history and has seamlessly transitioned into the digital age through online casinos. Played with six or eight decks of 52 cards, you can find a baccarat casino online to enjoy the card game for free or play for real money.

Read through our detailed baccarat guide to explore the evolution of the card game, its rules, baccarat variations, different strategies you can apply, and tips for both beginners and seasoned players. We’ve also compiled a list of the best live baccarat online casino sites for Canadian players to join.

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Brief History of Baccarat

Baccarat Online GamesBaccarat has a centuries-old history, with origins believed to trace back to 15th-century Italy. Over time, it gained popularity among European nobility and eventually made its way to casinos worldwide.

Felix Falguiere is the man credited with creating the original baccarat game and it has since undergone several transformations, adapting to different cultures and preferences. After its inception in Italy, the card game reached France shores, where it was adapted and dubbed Chemin de Fer.

The rest of the world caught on to the craze, with South America and the Caribbean adaptation forming to be known as Punto Banco. Each variation features minor changes to the original as an ode to the region’s culture and expression of the locals.

Evolution with Technology

The advent of online casinos in the late 20th century brought a new dimension to baccarat. Technology has not only made the game more accessible but has also enhanced its overall gaming experience. Live dealer baccarat, virtual reality, and mobile gaming have further expanded the reach of this classic card game.

How to Play Baccarat Online

The game is based on the concept of betting on one of two sides to win, this also includes the unpopular bet of the game resulting in a tie. The two sides to bet on are known as the Banker and the Player win.

We’ve listed the steps you’ll need to follow to play baccarat online and win:

  1. Sign up to a Reliable Online Casino: Start by selecting a reputable casino site that offers a variety of baccarat games.
  2. Create an Account: Register on the chosen platform and deposit funds into your account.
  3. Select a Baccarat Variant: There are different variants of baccarat online, including Punto Banco, Chemin de Fer, and Baccarat Banque. Choose the one that suits your preferences.
  4. Understand the Rules: Baccarat has straightforward rules. Players bet on the outcome of the game – whether it’s a win for the player, banker, or a tie. The hand with a total closest to 9 wins.
  5. Place Your Bets: Choose your bet amount and place it on the player, banker, or tie.
  6. Card Distribution: The dealer distributes cards to the player and banker, following specific rules for drawing additional cards.
  7. Outcome: Compare the total values of the player and banker hands. The hand closest to 9 wins. If you accurately pick the winner, your bet payout will be double your money.

Odds of Winning in Baccarat

Below are statistical odds of the probability of winning when a player chooses between the three options available:

Bets Odds House Edge Payout Ratio
Player 44.62% 1.24% 1:1
Banker 45.85% 1.06% 1:1 – 5%
Tie 9.53% 14.36% 8:1


Baccarat Rules

The rules of baccarat card game are not difficult to understand and follow. We’ve listed the most important ones to follow to improve your chances of winning:

  1. Face cards and 10s have a value of zero, and other cards are worth their face value.
  2. If the total value of a hand exceeds 9, only the last digit is considered.
  3. The player and banker may receive a third card based on specific rules.

How to Win at Online Baccarat

The objective of the casino game is to have cards closest to nine without going over. This also means that you can strategise to remain in the game longer than the dealer by choosing to hit, or stand during these scenarios:

  1. When the Player has a hand that totals five or less.
  2. Banker also hits when the Player stands, and their cards add up to five or less.
  3. When a Player’s hand totals two or three, the Banker draws with a total between 0 – 4.
  4. If the Player’s cards add up to four or five, the Banker draws with a total between 0 – 5.

Other popular baccarat strategies include:

  1. Bet on the Banker: The banker bet has a slightly lower house edge, making it statistically more favorable.
  2. Manage Your Bankroll: It’s important to determine your budget early and stick to it. It’s not recommended to chase losses thinking you can win back your money.
  3. Understand the Odds: Familiarize yourself with the odds for each type of bet to make informed decisions.
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Different Types of Baccarat Online Games:

1. Punto Banco:

History of Punto Banco Game

Punto Banco is the most widespread version of baccarat and is often referred to as “North American Baccarat.” Its origins are somewhat unclear, but it gained immense popularity in North American casinos. The game’s simplicity and straightforward rules contributed to its success in the United States and Canada.

How it Differs:

  • Punto Banco is strictly a game of chance. Players have no control over the cards dealt or the decision-making process.
  • The roles of the banker and player are predetermined, and players bet on the outcome of these two hands.

2. Chemin de Fer:

The History of Chemin de Fer

Chemin de Fer, translated as “Railroad” in French, is a European variant of baccarat. It was historically popular in France and gained attention in other European countries. The game’s name is derived from the fact that the shoe containing the cards resembled a train traveling around the table.

How it Differs:

  • In Chemin de Fer, players take turns being the banker, and the role rotates counterclockwise. This adds an element of strategy and skill to the game.
  • Players have the option to draw a third card based on their decision, contributing to a more interactive and engaging experience.

3. Baccarat Banque:

History of Baccarat Banque

Baccarat Banque, another European variation, has its roots in France. It was historically played in private settings and among high rollers. The word “Banque” refers to the position of the banker, which remains constant throughout the game.

How it Differs:

  • In Baccarat Banque, one player is designated as the banker for the entire session. This player is responsible for dealing the cards and managing the bets.
  • The banker has the option to draw a third card, and the rules for player draws are more flexible than in other variants.

Regional Popularity

  1. Punto Banco: Widely popular in North American and Asian casinos.
  2. Chemin de Fer: Historically favored in France, although its popularity has waned in modern times.
  3. Baccarat Banque: Traditionally played in French casinos and among high-stakes gamblers.

Comparative Overview:

Aspect Punto Banco Chemin de Fer Baccarat Banque
Banker Rotation Predetermined Players take turns Fixed banker for the session
Player Interaction Limited High, players decide on draws Moderate, interaction with the banker
Card Drawing Rules Standard rules apply Players may decide to draw More flexibility in drawing rules
Popularity Widely popular in North America and Asia Historical popularity in France Played in French casinos, among high rollers


Understanding the nuances of these baccarat variations adds an extra layer of excitement for players, allowing them to choose a version that aligns with their preferences and gaming style. Each variant brings its own unique history, rules, and strategic elements to the table, contributing to the enduring appeal of baccarat across the globe.

Tips for New Players

  • Start with Free Games: Practice in free-play mode to get comfortable with the rules and gameplay.
  • Banker is a Safer Bet: While the odds are close, statistically, the banker bet is slightly more favorable.
  • Manage Your Bankroll: Set limits on your bets and avoid chasing losses.
  • Learn the Rules: Understand the rules and various baccarat variants before diving into real-money games.
  • Stay Calm and Focused: Baccarat is a game of chance, so maintain composure and make informed decisions.

Online Baccarat Game FAQs

1.     How do you beat baccarat online?

There is no guaranteed strategy to beat baccarat online. Baccarat is a game of chance, and outcomes are largely unpredictable. It’s important to approach the game with an understanding of the rules and odds in the game and have a strategy on hand. Some of the tips that work for most players include:

  1. Betting on the Banker to win because of the lower house edge.
  2. Avoiding placing the Tie Bet, which has the highest house edge.
  3. Limit betting on streaks to avoid incremental losses.

2.     Is baccarat a skill or luck?

Baccarat is primarily a game of luck rather than skill. The outcome is largely determined by chance, as players have minimal control over the cards dealt. While some strategies can be employed to manage bets, the core of the game relies on luck, making it more a game of chance than skill.

3.     Why does the Banker win more often in baccarat?

In baccarat, the Banker wins more often due to the slight advantage built into the game rules. The Banker and Player hands have different house edge percentages due to the way the third card is drawn. When it comes to drawing a third card, the rules for the Banker and the Player are different. The Banker’s actions depend on their total and the Player’s third card, creating a scenario where the Banker has a slightly higher likelihood of achieving a favorable outcome.

4.     What is the best baccarat strategy?

Most players prefer strategies like the Martingale or the Paroli system for managing bets. It’s important to approach these strategies cautiously and recognize that no strategy guarantees consistent wins in a game of chance like baccarat. Responsible gambling, setting limits, and understanding the game’s rules are crucial elements for any player.

5.     What is the most popular baccarat pattern?

While some players may claim success with specific betting patterns or systems, it’s essential to understand that no pattern can guarantee consistent wins in a game where luck plays a significant role. Players can boost their chances of winning by considering the house edge and odds of winning in the game of baccarat.

6.     Can you play baccarat online for real money?

Yes, you can play baccarat online for real money on various online casino platforms that we recommend. Our expert gamblers have reviewed the gambling sites to determine if there’s a wide variety of baccarat titles and the fairness of results.